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Annuities Calculator 1
 This calculator is for monthly or yearly regular investments of a set amount (with no withdrawals).  It finds the amount you will have at the end of your investment. 
It assumes that the investments are made at the beginning of the month (or year).  The formula that typically appears in Algebra books are for investments made at the end of the month.

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How much do you want to invest (save) monthly or yearly?  
Example: $100...  Enter 100   (No commas!)
(Select the monthly or yearly button below to match.)
What yearly interest rate do you want to invest at?   %
Example: 12%...  Enter 12      9.8%...  Enter 9.8
How many years do you want to do this?  
Example: 45 years...  Enter 45

       




Taking a 3.3% inflation factor into account,
in today's dollars this future money will really be worth:

Here's an interesting experiment to try:
Invest $100 a month at 12% for 25 years...
Then, invest $1200 a year at 12% for 25 years...  So, you're waiting until the end of the year and investing the same amount all at once...  Which way will earn you more money?

 

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