TRY IT:

Factor  x^2 - x - 20 = ( x   4 ) ( x   5 )
Factor   a^2 - 5a - 24 = ( a   3 ) ( a   8 )

Now, I'll take a crutch away...

Let's factor  x^2 - 4x - 12

I'll give you

( x   2 ) ( x     ) ... we need the second number and the signs

What goes in here?

( 2 ) ( ? ) = 12 ... the unknown is 6, therefore we can now write ( x   2 ) ( x   6 )

What about the signs?

The last term is -12.

The middle coefficient is -4.

Since the last term is negative, we need a  +  and a  -

Which is it?